Loan Stress Testing for
Today’s Credit Union
WEBINAR OR ON-DEMAND WEB LINK
(LINK INCLUDES FREE CD ROM)

Wednesday,
January 25, 2012

12:00 pm - 1:30 pm Pacific
1:00 pm - 2:30 pm Mountain
2:00 pm - 3:30 pm Central
3:00 pm - 4:30 pm Eastern

Meet the Presenter

S. Wayne Linder,
Young & Associates, Inc.

CLICK HERE TO LEARN MORE ABOUT YOUR REGISTRATION OPTIONS

Stress testing examines the impact of an event (or combination of events) on revenue streams and portfolio value.  The stress testing process significantly increases awareness of risk and the need for risk management principles. This webcast will assist credit union management in getting started with this proactive loan testing approach deemed necessary by the regulators..

HIGHLIGHTS012512cu.jpg

  • Introduction to stress testing
    • What can be done without purchasing a sensitivity model?
    • Creating a reasonable scenario 
    • Setting controls and risk limits based on results
    • Using results as support documentation for ALLL
    • Using results to establish concentration limits
  • Regulatory guidance on stress testing
  • Stress testing individual loans 
  • Stress testing portfolio segments 
    • Portfolio segmentation 
    • Data to capture on management information system 
  • Illustrations
    • Consumer loan at origination
    • HELOC portfolio segment

WHO SHOULD ATTEND?

This informative session is designed for credit analysts, business loan originators, credit risk managers, and board members.