Troubled Debt
Restructuring Issues
WEBINAR OR ON-DEMAND WEB LINK
(LINK INCLUDES FREE CD ROM)

Tuesday,
March 6, 2012

12:00 pm - 1:30 pm PT
1:00 pm - 2:30 pm MT
2:00 pm - 3:30 pm CT
3:00 pm - 4:30 pm ET

S. Wayne Linder,
Young & Associates, Inc.

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Troubled debt restructuring and six regulator concerns about TDR policies and procedures will be the focus of this webinar. Regulatory descriptions regarding experiencing financial difficulty and granting concessions will be provided. In addition, proper risk classification, reporting status, accrual status, impairment analysis, examples of impairment determination, and accounting for payments and expenditures will also be covered.

HIGHLIGHTS

Classifications – types of modifications
Troubled debt restructured loans – both retail and commercial
- Granting a concession
- Experiencing financial difficulty
- Examples of TDRs
Collateral-dependent loans
Comprehensive review of a borrower’s financial condition
Identification of repayment source
Determination of collateral value
- Market analysis
- Appraisal requirements
- Cost to Sell
Credit classification
- Reporting status
- Accrual status
- Proper risk classification
Impairment analysis
Report of condition and income
Posting payments
Accounting of expenditures

WHO SHOULD ATTEND?

This presentation should be attended by presidents, CEOs, CFOs, senior loan officers, auditors, and loan review personnel.