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Wednesday,
August 17, 2011
12:00 pm - 1:30 pm Pacific
1:00 pm - 2:30 pm Mountain
2:00 pm - 3:30 pm Central
3:00 pm - 4:30 pm Eastern
Meet the Presenter
Ann Brode, Brode Consulting Services, Inc.
CLICK HERE TO LEARN MORE ABOUT YOUR REGISTRATION OPTIONS
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Since regulations seem to be constantly changing, there
are more regulatory “hot buttons” than ever before! |
Compliance officers and lenders alike are finding that consumer loans aren’t always a “walk in the park” during an examination. Examiners are scrutinizing the compliance and safety and soundness issues of consumer loans more than ever.
This session will bring you up-to-speed on today’s hot issues and explain where examiners are focusing their attention. New lenders will gain a better understanding of consumer lending; experienced lenders and compliance officers’ skills will be enhanced. Join us to learn important consumer loan issues from the perspective of compliance, underwriting, safety and soundness, and examiner scrutiny!
HIGHLIGHTS
- Hot Topic: fair lending issues, especially regarding pricing and gender issues
- New Requirements: examiners’ emphasis on risk-based pricing and notices
- Compliance issues with the application: completeness, intent to apply jointly, etc.
- BSA issues: CIP and OFAC requirements (including a loan risk profile form for BSA purposes)
- Miscellaneous compliance requirements: federal insurance disclosures, privacy, fraud alerts, notice of negative information, Truth in Lending, and more
- Medical information dos and don’ts
- Safety and soundness: the C’s of credit including a risk-based underwriting tool
WHO SHOULD ATTEND?
This informative session is designed for new and experienced lenders, loan support staff, loan review personnel, compliance officers, and auditors.
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