Identifying Problem Loans
WEBINAR OR ON-DEMAND WEB LINK
(LINK INCLUDES FREE CD ROM)


Tuesday,
December 6, 2011

12:00 pm - 1:30 pm Pacific
1:00 pm - 2:30 pm Mountain
2:00 pm - 3:30 pm Central
3:00 pm - 4:30 pm Eastern

Meet the Presenter

Wayne Linder,
Senior Consultant,
Young & Associates, Inc.

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This webinar will focus on identifying potential problem assets – both consumer and business loans – before they become seriously delinquent.  One major consideration should be creating an early warning system for detecting deteriorating loans, because this is a “hot button” for financial regulators.  This program will address elements of an early warning system for identifying credit risk and initial underwriting considerations.

HIGHLIGHTS120611cu.jpg

Consumer Lending

  • Early warning system for retail lending
    • Monitoring external indicators
    • Monitoring internal indicators
    • Communication with borrowers
  • Loan modifications
  • Underwriting cautions

Business Lending

  • Early warning system for business lending – prior to listing on watch list
    • Annual reviews
    • Industry assessment
    • Regulatory alerts
  • Performing an in-depth analysis during underwriting
    • Cash flow of operating entity
    • Working capital issues – conversion cycle (controlled by borrower management)
    • Liquidity issues
    • Financial trends
    • Loan structure

WHO SHOULD ATTEND?

This informative session will be useful for business loan originators, underwriters, senior credit officers, risk officers, internal loan review staff, and internal auditors.